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Turbobulls 2.0

Features

Everything you need to track wealth, privately.

Portfolios, dividends, budgets, spending and net worth in one app, encrypted on your device and never sold on. Every account starts with 14 days of everything, then keeps a free plan that never expires.

14 days of everything · Then a free plan that never expires · Export on every plan

Turbobulls2.0Personal
EURjust now
Overview
Wealth Command Center
Where your money stands, what changed it and what needs a look
CurrencyEURAccounts5Holdings14Brokers2
ImportAdd transaction
2025-10-20→2026-10-19
The last 12 monthsEuro area
Net worth
€75,340
Today
+€212+0.3%
This week
+€684+0.9%
This month
+€1,175+1.6%
This year
+€13,205+21.3%
The gap between the lines is what your investments earned.
€55K€60K€65K€70K€75K€80K
Nov 2025Jan 2026Mar 2026May 2026Jul 2026Sep 2026
Money in and outThe last 12 months
Money in
€51,600
€4,300 a month
Spent
€38,700
75% of money in
Invested
€7,200
Moved to your brokers
Kept
+€5,700
Left in your accounts
Where the money went
Housing€14,40037%
Groceries€6,24016%
Transport€3,4809%
Dining out€2,7607%
Utilities€2,2806%
9 more categoriesOpen the Breakdown
Investments14 holdings
Value
€47,310
Cost €40,250
Earned
+€4,380
The last 12 months
Today
+€168
+0.36% on yesterday
Dividends
€671
Next Fri 23 Oct, €31
Moved most, the last 12 months
Vanguard FTSE All-WorldVWRL+€1,920
iShares Core MSCI EM IMIEIMI+€860
iShares Core S&P 500SXR8+€740
Vanguard EUR Eurozone Government BondVETY-€410
TeslaTSLA+€390
9 more holdingsOpen the Portfolio
Accounts5 open
Cash
€24,180
In 4 accounts
Owed
€2,550
On 1 card or loan
To check
3
Not matched to the bank yet
Cash runway
7.5 months
Of spending, from cash
Balances today
Everyday account3 to check€6,240
Savings€14,600
Holiday fund€2,890
Cash€450
Credit card-€2,550
5 accountsOpen the Wallet
Coming up
Coming in +€4,331Going out -€1,800Next 5 weeks, scheduled and expected
FRI23Vanguard EUR Eurozone Government BondDividend, expected+€31
MON26RentHousing · Everyday account-€1,200
FRI30SalaryMoney In · Everyday account+€4,300
SAT31Into SavingsEveryday account to Savings€400
MON2To your brokerEveryday account-€600
2 more in the next 5 weeksScheduled in the Wallet
Needs a look
2 to do4 going wellFrom your accounts, holdings and health checks
3 transactions are not checked against your bank yetTick them off when your statement shows them, so balances match the bank.Check them
12 transactions have no categoryIn your latest month. Until they are sorted, the Breakdown and the Budget see them as Uncategorized.Sort them
You kept 25% of what came inSavings rate scores 100 of 100.Details
Cash covers 7.5 months of spendingCash runway scores 100 of 100.Details
Your investments earned 9.8% a yearCounting when you bought and sold.Open the Portfolio
1 moreSee all
Financial independenceAt 25 times a year of spending
8%of the way there
About 27 years at the current pace, around 2053
€75,340 now€967,500 needed
Needed
€967,500
25 years of spending
Spending a year
€38,700
At the period's pace
Saving a year
+€12,900
Money in less spent
Could take out a year
€3,014
4% of net worth
Financial healthTarget 70
82of 100, good
From 12 checks of your accounts, spending and holdings
0100
Fundamental
88counts double
Performance
76counts 1.5 times
Advanced
79counts once
Momentum
59
Growing faster lately
Steady income
72
Money in varies a little
Cash share
78
31% of your net worth is cash
Every check
12
See each one and why
All figuresThe last 12 months
Growth
Net worth change+29.3%+€17,090
Wealth velocity+€47 a dayThe last 12 months
Growth rate+6.1% a yearMoney put in not counted
Momentum+18%Growing faster lately
Best month+€2,555May 2026
Returns
Time-weighted return+10.4%Over the period
Money-weighted return+9.8% a yearYour timing counted
Gain on what you hold+17.5%+€7,060 not sold yet
Multiple on invested1.18xBack and held, for each 1 put in
Holdings in profit79%11 of 14
Risk
Sharpe ratio1.12Good for the swings
Largest fall-6.2%From a high to the low after it
Return volatility11.8%How much a year swings
A typical month±2.4%Net worth, up or down
Worst month-€195April 2026
Cash and costs
Cash runway7.5 monthsOf spending, from cash
Savings rate25%Of money in, over the period
Cash share31%Of net worth, aim about 20%
Debt3.3%Owed, of what you own
Fees and taxes€2144.9% of the gain
The Overview on sample data. Each feature below opens a page of its own, with more of the app.
Investing

Every position, at every broker

Holdings, returns, dividends and currencies across all your brokers, in one portfolio.

Portfolio tracker

Every holding once, however many brokers hold it, with its weight against your target, today's move and its total return. Then money-weighted and time-weighted return, your result year by year against an index, and allocation eight ways.
  • Stocks, ETFs, bonds, crypto and the things no market prices
  • The return taken apart into price gains, currency and taxes PRO
See the portfolio tracker

Holdings

14 · €47,310
Find a holdingSold 2Group by Nothing
AssetValueWeightTodayTotal return
VWRLVanguard FTSE All-World · 180 shares€21,840+35%€21,840€121.3346.2%+0.30%+€66+€5,610+35%
EIMIiShares Core MSCI EM IMI · 172 shares€5,620+22%€5,620€32.6711.9%+0.62%+€35+€1,020+22%
VETYVanguard EUR Eurozone Government Bond · 230 shares€4,980+4%€4,980€21.6510.5%-0.08%-€4+€185+4%
SXR8iShares Core S&P 500 · 4.65 shares€3,410+57%€3,410€733.337.2%+1.20%+€41+€1,240+57%
BTCBitcoin · 0.0182 shares€1,690+109%€1,690€92,857.143.6%+1.20%+€20+€880+109%
ASMLASML Holding · 2 shares€1,660+34%€1,660€830.003.5%+0.88%+€15+€420+34%
TSLATesla · 5 shares€1,650-16%€1,650€330.003.5%-0.35%-€6-€310-16%
XAUGold · 0.4 shares€1,600+17%€1,600€4,000.003.4%-0.02%-€0+€232+17%
Showing 8 of 14Show all 14

Dividend tracker

Every dividend and interest payment on one calendar, counted net of the tax withheld at source: what landed, what is declared and, with the full calendar, what is expected.
  • This month and the two before on every plan
  • Every past year, who pays you and the yields PRO
See the dividend tracker
Received in 2026
€514.80
17 payments
Still to come in 2026
€166.10
5 payments expected
Last 12 months
€670.80
Next 12 months, about €690
Yield
1.46%
On what you paid 1.71%

Dividends in 2026

€514.80 received · €166.10 to come
JAN€39.302 payments
FEB€14.201 payment
MAR€109.502 payments
APR€39.702 payments
MAY€14.201 payment
JUN€125.703 payments
JUL€40.302 payments
AUG€14.601 payment
SEP€108.002 payments
OCT€9.30€31.00 expected2 payments
NOV€14.60 expected1 payment
DEC€120.50 expected3 payments

Net of tax withheld at source, by ex-date. Thin grey line: the same month in 2025. Declared: announced by the provider. Expected: each holding's last dividend, at what you hold now.

Multi-currency portfolio

Holdings and accounts in more than 30 currencies, each trade at the exchange rate of its own date, and the whole view switched to the currency you think in with one click.
See multi-currency tracking
asUSDjust now
Net worth
$87,394
Viewing in USD. Workspace currency stays EUR.
Display currency
Workspace stays in EUR. Local to this device.
Search currencies
Your currencies
Other currencies

Custom data sources

Price the assets Turbobulls does not cover from your own market-data provider, with your own API key and the free Turbobulls Connector. The key stays on your device.
  • Daily closes that keep themselves up to date
  • With Turbo Pro, and in the 14-day trial
See custom data sources
NOVA Nova Pension Fund A
Prices from EODHD · NOVA.XETRA
€53.10
Close of 24 Oct 2026
Nov 2025May 2026Oct 2026
Updated today at 14:05, on your computerReaches your phone with the next sync
Spending

Every account, every envelope

Budgets, spending and cash flow, beside your investments rather than in another app.

Budget tracker

Envelope budgeting with the money you already have: fill every envelope at once, cover what is over, and let what is left roll into next month.
  • Read-only on the free plan; building it takes a spending plan
See the budget tracker
October12 days to go
Available to assign
€85.60
Not in an envelope yet
Assigned
€3,140.00
to 12 envelopes
Spent
€2,412.30
77% of what was assigned
Left in envelopes
€1,117.70
Rolls into November
Envelopes12 · €3,140.00 assigned
Find an envelope
EnvelopeAssignedSpentLeft
Living4€1,970.00€1,920.90€49.10
RentNothing carried over€1,200.00Sep €1,200.00€1,200.001 payment€0.00
GroceriesNothing carried over€450.00Sep €450.00€412.409 payments€37.60
UtilitiesNothing carried over€180.00Sep €180.00€212.403 payments-€32.40
TransportNothing carried over€140.00Sep €160.00€96.104 payments€43.90
Fun2€470.00€184.20€675.80
Dining outNothing carried over€220.00Sep €200.00€184.206 payments€35.80
Travel€390.00 carried over€250.00Sep €250.00€0.00none yet€640.00
12 envelopes€3,140.00€2,412.30€1,117.70

Expense tracker

Where every euro of the month went, from where it came in to where it went, any month held against another in plain words, and every transaction by day.
  • The Breakdown and money in and out on every plan
See the expense tracker
Money in
€4,690.00
+7.4% vs your average
Spent
€3,010.00
-7.1% vs your average
Invested
€650.00
+8.3% vs your average
Kept
€1,030.00
22% of money in
Everyday account +€480 · Savings +€400 · 1 more

Where your money went

September 2026
Salary€4,300Side gig€350Interest€40Money in€4,690Housing€1,200Groceries€498Transport€276Shopping€232Dining out€214Utilities€186Gifts€160Health€148Subscriptions€96Invested€650Kept€1,030
Money in€4,690
From Salary €4,300 · Side gig €350 · Interest €40
Moves between your own accounts are left out. Click a category to follow it across the page.
Net worth

Both sides of your money, in one number

Your accounts, your investments and your debts add up to one net worth that moves over time.

Net worth tracker

Your net worth against the money you put in, what changed it, a financial health score from twelve checks, and every figure of your wealth on one card.
  • How far you are from financial independence, on Turbo Pro
See the net worth tracker
Financial healthTarget 70
82of 100, good
From 12 checks of your accounts, spending and holdings
0100
Fundamental
88counts double
Performance
76counts 1.5 times
Advanced
79counts once
Momentum
59
Growing faster lately
Steady income
72
Money in varies a little
Cash share
78
31% of your net worth is cash
Every check
12
See each one and why
End-to-end encrypted

Who can see your numbers?

Only you. Your data is encrypted on your device before it is saved, on every plan, free included.

Encrypted portfolio tracker

Your portfolio and wallet data is encrypted in your browser with AES‑256 and stored on our servers as ciphertext, so we cannot read it. The key opens only with your workspace password or its recovery key.
  • No ads, no advertising trackers in the app, no data sales
  • Files, not logins: we never ask for your bank or broker password
How the encryption works
Imports

Do you have to type it all in?

No. Bring in your brokers' and your bank's own files, or your history from another app, in three steps.
  1. history_2021-2026.csv1,248 rows · 184 KBCSV
    statement_oct_2026.xlsx312 rows · 96 KBXLSX
    1

    Export your history

    Download it from your broker or bank: the file it already gives you.

  2. history_2021-2026.csvCSV
    Drop your file here
    or choose one
    Read on this device. Your file is never uploaded.
    2

    Drop the file in

    Files, not logins. It is read on your device and encrypted before anything reaches us, so we cannot read your data.

  3. Review before importing248 rows
    VWCEBuy-€1,689.60
    VWRLDividend+€96.40
    EIMIBuyDup
    Import 245 transactions
    3

    Check it, then import

    Every trade, dividend and fee as your broker booked it, with duplicates marked. Nothing is saved until you import.

Ready-made for 60+ brokers, banks and apps

Import a file
Where does your file come from?
Search 60+ brokers and banksAllInvestmentsBank statements
Popular
  • Trading 212Investments · CSV
  • Interactive BrokersInvestments · CSV
  • DEGIROInvestments · CSV
  • eToroInvestments · XLSX / CSV
  • RevolutInvestments · XLSX / CSV
  • XTBInvestments · XLSX / XLS / CSV
  • Trade RepublicInvestments · CSV
  • 50+ moreAll, A to Z

Names and logos belong to their owners and only show which export files Turbobulls reads. Turbobulls is not affiliated with or endorsed by them.

Anything else comes in through Generic CSV: you match its columns once.

Broker, bank and app names and logos belong to their owners and appear only to show which export files Turbobulls reads. Turbobulls is not affiliated with, endorsed or sponsored by any of them. To have a logo removed, write to hello@turbobulls.com.

And everything around it

What else is in there?

More of what Turbobulls does. Open any of them to see how it works.

Features marked PRO come with Investing Pro or Turbo Pro, and every new account has them free for its first 14 days. See plans →

Questions about Turbobulls

What people ask before they bring their money in.

Track it all, privately

14 days of everything, then a free plan that never expires.